What is a luxury that you aren’t willing not willing to give up in retirement? Services or items

This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will vary by location, household size and other variables, but a general guideline is $2.5M - $6M in your retirement portfolio. If you plan to retire with a leaner lifestyle in spite of a Chubby portfolio, r/FIRE might be a better fit.

What is a luxury that you aren’t willing to give up in coast or in retirement. Services or items.

"Have enough in the bank to do what you want." This is a place for people who have reached or are interested in reaching the milestone of Coast Financial Independence / Retire Early (aka Coast FIRE). Coast FIRE is when you have enough saved and invested that with no additional contributions, your net worth will increase with compounding growth to support a traditional retirement. Coast FIRE is all about using your savings to unlock freedom before hitting regular FIRE.